Need an appraisal for an FHA-backed mortgage? Call Tim Brown

We confidently state that Tim Brown is an FHA-approved appraisal provider in CA. If you have an FHA-loan, be sure to contact Tim Brown, as we are approved and qualified to perform FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact Tim Brown if you need an appraisal done for an FHA-secured loan.

If your loan is FHA insured, that means that it has been guaranteed by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The lender provides all the money in the loan; the FHA simply insures the loan with mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are created to benefit low-to-moderate income buyers help meet credit requirements if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Purchasers with lower income or less starting capital to use as a down-payment on a loan are assisted the most from FHA loan programs.